ABOUT

BN USD

issued loans

20.1

million

served clients

40.7

M USD

attracted funds

2080

employees

staff employed

Footprint

Our services are represented in the fast developing markets and we continue expanding the footprint

RobocashMotorLoan

2022

What makes us different

Expertise
We have been successfully providing lending in the quickly developing markets since 2013 and now we are moving up to another level on motor loans.

Robotization
We use automated technologies and scoring based on machine learning and artificial intelligence for better user experience
In-house
We do everything in-house: from product development and data-driven risk management to customer care and collection
Peer-to-Portfolio platform
We have our own fully automated p2p platform in Europe to finance the exponential growth of our lending companies
Focus on profit

We bootstrapped our success in the market from the very beginning, continuing the dynamic growth from year to year

Diversification

We have an extensive footprint, launch new types of products and provide lending both online & offlineSustainable business

Environmental

We strive towards minimising environmental impact of our operations

We regulate our energy usage in offices, preventing excessive use of AC and using only energy-saving LED lights94% of our business is paperless, saving 1.6 million kg of wood in 9M 2021 aloneStoring our internal documentation digitally in cloud-based storagesWe support remote work of our employees to reduce carbon emissions from commute

Our PeopleWe owe our success to our people
Employees can enjoy personal spaces, lounging areas, cafeterias and company sports facility77% are aware of the company’s future plans, and 53% learn of them directly from the CEOSince 2020, over 600 employees have completed our specially designed educational coursesThe special benefits include VHI, quarterly bonuses, and even an opportunity to visit other countries for work or vacation on behalf of the companyWe support and celebrate each of our employees, regardless of age, sex, race or sexual orientation

Supporting our people in Covid-19In the midst of the Covid-19 pandemic, we made our people our biggest priority
Provided all necessary equipment and furniture for remote workHosted online events to support the team over distanceOrganised voluntary vaccinations in the offices

Our CustomersWe strive to build financial ecosystem for the underserved to provide real financial empowerment
Over the years, we have serviced more than 17 million customersThe most common loan goals include unforeseen expenses, medical expenditure and bill paymentsWith our help, customers pursue the opportunity to build credit history To date, we have disbursed over 1 Bn USD worth of loans

Our CommunitiesWe seek to leave a positive impact on all communities across our footprint
We have donated nearly 2 M RUB to the charities benefiting sick children and orphansWe regularly give out gift packages to the poor on the streetsOur employee volunteer to contribute to the well-being of our environmenGovernanceSecure and transparent conduct is key in all aspects of our work
We share financial updates with our investors and the public at large on the quarterly basisStarting in 2020, we share our reviewed and audited financial statements, accompanied with management reportsThe companies of Robocash Group adhere to detailed policies, covering corruption, fraud, money laundering and data privacyGuiding principlesMission:Our mission is to quickly meet the financial needs of customers by continuous simplification and automation of business processes.Vision:We are driven by the idea to become the best financial service in each country by applying automation and advanced digital technologies.Values:In everything we do, we are committed to clear principles and values that contribute to the integrity of the company, productive interaction and effective work.